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Vinimay (Arthvyavastha - Part III)

Continued from here: Tamrapatrak Vyavastha (Arthvyavastha - Part II)

Anugam's tamrapatrak scheme received a phenomenal response - also because Anugam had offered his tamrapatraks at a discount to all the workmen whom he employed or bought his wares from. Saakshaat became the official scheme operator for Anugam also, and soon many more traders wanted to float their tamrapatraks. By the end of the year, two more traders had started tamrapatrak schemes, and many more were planning to launch in the next year.

Saakshaat then started training more and more young pundits on managing tamrapatrak schemes - he realized that this would be a huge business and efficient and skilled handling of  tamrapatraks would make them even more popular. With more than one tamrapatrak schemes in the market, people often came to Saakshaat looking for advice on which scheme to put their money in. Some even wanted to surrender tamrapatraks from one trader  and buy someone else's in exchange.

During these conversations Saakshaat realized that most people were not quite clear about how a tamrapatrak would 'add up' in the long term financial planning. Also, it was very difficult to advice people about buying and surrendering (selling) tamrapatraks while he was also the caretaker on the traders' behalf for all such schemes.

Finally, he felt extremely exposed if his advice to sell any tamrapatrak were to result in any loss for any individual. He felt that he was risking his personal relationship with his acquaintances by giving out such advice. More so, if a lot of people were to suffer a loss, he risked the matter being escalated to Pramukhji as a dispute. He knew that the tamrapatrak schemes had not met complete approval of Pramukhji and if many people escalated to Pramukhji, the schemes would look like some kind of a scam masterminded by Saakshaat.

So one day, Saakshaat met rishi Kalpak - his school teacher, now in his late 50s. Kalpakji was happy for Saakshaat's progress and also for the fact that Saakshaat found him worthy of being consulted in this regard, while everyone else considered Saakshaat himself to be an authority on Finance now.

Kalpakji suggested that the best way to deal with this trouble was to expose the situation to Pramukhji. Saakshaat was not so sure because he feared Pramukhji would take very restrictive actions. But when Kalpakji proposed that he would take Seth Pramanikji, Aaanglesh's father, into confidence before going to Pramukji - Saakshaat agreed with reluctance.

What Saakshaat did not know was that Kalpakji was secretly aware that Pramukhji was about to announce Pramanikji as his successor in the next month's mahapanchayat and that they both had already been consulting Kalpakji with matters similar to what had been raised by Saakshaat. They secretly acknowledged that tamrapatrak schemes had been successful with the community but were afraid that most people were investing in these schemes without realizing the risks and rewards associated with them.

Thus, the stage was set for a discussion between the elders and youngsters - this time as equals!

Read next part: Viraam: विराम (Arthvyavastha - Part IV)

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